I Can Level Up By Staying Idle - Chapter 37 Blind Luck

In the beginning, when they all thought that she was “he”….

ML #1: We will be brothers for life!

ML #2: This time I’ll reluctantly let you have the #1 seat.

ML #3: I will properly repay royal teacher!

ML #4: Ah Rong is my closest little brother, I trust him.

Afterwards…

MLs: I’m seriously such a fool.

MLs: What do I do, I think I’m gay. I fell in love with my bro/rival/teacher….

Afterwards….

MLs: I’m straight! As straight as steel!

Note:
MC is a girl crossdressing as a boy, she knows how to fight, and naturally possess the gold finger halo from the author.

All the ML(s) is the same person, 1v1, sc, HE

- Description from Novelupdates

An elder asked a young man if he wanted revenge for being humiliated by a strong man and disregarded by his master. The elder offers to pass his power to the young man, who is amazed to find centuries' worth of skill appear on his phone. The power is from the Heavenly Court, where users can borrow without interest for 30 days. The young man worries it might be a 'magic loan,' but the elder assures him that it is safe, as the daily interest is very low.Zhang Yu snorted coldly and closed the ad.

Humanity's end came without warning when a crimson fog swallowed the sky. Zhao, an ordinary man, watched in horror as a celestial voice declared their fate: their Planet had reached its limit, and its people would now atone for their sins. An otherworldly force crushed resistance, and in an instant, every human was teleported to the Central Land, a vast and hostile realm.The voice from the heavens promised trials that would shatter their wills, but also power beyond imagination for the fortunate. Only those blessed by luck would awaken unique Lord Talents, granting them the means to survive and dominate:In a world where strength lies supreme Zhao will do whatever it takes to get stronger.Zhao awoke in an isolated area near a forest. As despair set in, a voice echoed in his mind:Ding… Million Times Multiplier System has been activated.Just as the rest of the players had known of the world Zhou's subjects were clearing out every resource.When others were building their base he had built a kingdom.And by the time they knew of his threat, HE HAD ALRDY BECOME GOD!

Village doctor Zhang Xiaoshan attained a variety of Divine Skills.Mind-reading, treasure appraisal, and miraculous healing, he became capable of everything.