MTL - The Sage Who Transcended Samsara - Chapter 27 Rewards and "penalties"

I, the mighty Telepath Starlord, got banished into the mortal world. The days in the mortal world are much better than those in heaven! Everything is here — money, authority and most importantly stunning beauties! I am from a rich family. Yes, I am indeed wealthy now. The kind of wealth where you would not want to displease me. Domineering CEOs, military big shots, business geniuses, you name it — I know them all! I know everything you are thinking about. You can’t defeat me anyway, how are you going to go against me? A century in the mortal world is only equivalent to a hundred days in heaven.
As an urban banished immortal, I will enjoy the heck out of my time in the human world and a huge commotion would arise in heaven!

- Description from Novelupdates

After a god screws up and accidentally takes high schooler Shou’s life, he offers him reincarnation with a gift to make up for it. Shou asks to retain all his old memories for the new life. Shou is reborn as Will, a noble’s son in a world where magic use is common and involves knowledge of kanji characters. With all his memories, he’s a brilliant toddler, and when he experiments with magic, he finds that he has an amazing talent for it! What’s more, though he was smart but unloved in his old life, in his new life he has a mother and a father who both love him deeply. His future as Will is looking very bright and cool!

August Clementine was once Reacher, a wealthy and thrill-seeking businessman who had everything but satisfaction in life. After a fatal adventure, Reacher awakens on a parallel Earth, in the body of the destitute and troubled 19-year-old August Clementine. With his new identity, August finds himself burdened with debt and responsible for his beloved younger sister, Sophia. Desperate to change their fate, August immerses himself in Enders Light, a cutting-edge VRMMORPG that blurs the line between virtual and reality. In this fantastical game world, players can bring specific items that meet certain requirements into the real world and even gain a fraction of their in-game abilities and strength. Stuck at level 12 and unable to progress past his starting village due to a rare armor shortage, August must rely on his wits and determination. A breakthrough comes when he retrieves a mystical purification stone from a river teeming with magical aqua beasts and uses it to cleanse an ancient, corrupted altar. His reward includes the legendary Fruit of Corruption, a priceless item with the potential to grant supernatural abilities in the real world. Caught between the allure of selling the fruit for financial security and the temptation of gaining extraordinary powers, August must make a choice that will define his and Sophia’s future... “What? I gained the ability to extract any item from the game into the real world without restrictions?”

After an ominous prophesy is discovered, the swordsmen of the kingdom of Ensis must band together to avoid the fate that has already been foretold.